:root {
  --paper: #f2eee4;
  --paper-deep: #e8e0d0;
  --ink: #11110f;
  --muted: #6f6a61;
  --red: #f0441d;
  --red-dark: #c92b0c;
  --acid: #d9ff43;
  --white: #fffdf7;
  --line: rgba(17, 17, 15, 0.18);
  --shadow: 0 28px 70px rgba(31, 23, 15, 0.18);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Pretendard, "Noto Sans KR", "Apple SD Gothic Neo", "Malgun Gothic", Arial, sans-serif;
  word-break: keep-all;
  -webkit-font-smoothing: antialiased;
}
button, input { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button { color: inherit; }
a { color: inherit; text-decoration: none; }
::selection { color: var(--ink); background: var(--acid); }
[hidden] { display: none !important; }
:focus-visible { outline: 3px solid var(--red); outline-offset: 4px; }

.loss-site { min-height: 100vh; overflow: hidden; }
.site-header {
  position: absolute;
  top: 0;
  left: 50%;
  z-index: 20;
  display: grid;
  width: min(1280px, calc(100% - 64px));
  height: 104px;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  transform: translateX(-50%);
}
.wordmark { display: inline-flex; width: max-content; align-items: center; gap: 12px; font-size: 15px; font-weight: 950; letter-spacing: -.05em; line-height: .95; }
.wordmark-index { display: grid; width: 42px; height: 42px; place-items: center; border: 2px solid currentColor; border-radius: 50%; font-size: 12px; letter-spacing: 0; }
.site-header nav { display: flex; gap: 30px; color: #45413b; font-size: 12px; font-weight: 800; }
.site-header nav a { position: relative; }
.site-header nav a::after { position: absolute; right: 0; bottom: -7px; left: 0; height: 2px; background: var(--red); content: ""; transform: scaleX(0); transform-origin: left; transition: transform .18s ease; }
.site-header nav a:hover::after { transform: scaleX(1); }
.header-cta { justify-self: end; padding: 13px 18px; border: 1px solid var(--ink); border-radius: 99px; color: var(--paper); background: var(--ink); cursor: pointer; font-size: 12px; font-weight: 900; transition: transform .18s ease, background .18s ease; }
.header-cta:hover { color: var(--ink); background: var(--acid); transform: translateY(-2px); }

.hero {
  position: relative;
  display: grid;
  min-height: 880px;
  grid-template-columns: minmax(0, 1.1fr) minmax(430px, .9fr);
  gap: clamp(52px, 8vw, 120px);
  align-items: center;
  padding: 150px max(32px, calc((100vw - 1280px) / 2)) 95px;
  background:
    linear-gradient(rgba(17, 17, 15, .035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(17, 17, 15, .035) 1px, transparent 1px),
    var(--paper);
  background-size: 34px 34px;
}
.hero-noise { position: absolute; inset: 0; pointer-events: none; background: radial-gradient(circle at 77% 37%, rgba(240, 68, 29, .13), transparent 24%); }
.hero-copy { position: relative; z-index: 2; }
.issue-label { display: inline-flex; align-items: center; gap: 11px; margin: 0 0 27px; color: #514c44; font-size: 12px; font-weight: 850; letter-spacing: .04em; }
.issue-label span { padding: 7px 10px; color: var(--paper); background: var(--ink); }
.hero h1 { max-width: 840px; margin: 0; font-size: clamp(55px, 6.5vw, 95px); font-weight: 950; letter-spacing: -.078em; line-height: .99; }
.hero h1 em, .section-intro h2 em, .comparison-heading h2 em, .mechanism-copy h2 em, .guide-heading h2 em, .faq-section h2 em { color: var(--red); font-style: normal; }
.hero-description { max-width: 660px; margin: 36px 0 0; color: #514c44; font-size: clamp(17px, 1.55vw, 21px); letter-spacing: -.035em; line-height: 1.72; }
.hero-description strong { color: var(--ink); box-shadow: inset 0 -9px var(--acid); }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 20px; margin-top: 38px; }
.action-primary { display: inline-flex; min-height: 62px; align-items: center; justify-content: center; gap: 19px; padding: 0 26px; border: 2px solid var(--ink); color: var(--ink); background: var(--acid); box-shadow: 7px 7px 0 var(--ink); cursor: pointer; font-size: 15px; font-weight: 950; transition: transform .18s ease, box-shadow .18s ease; }
.action-primary:hover { box-shadow: 3px 3px 0 var(--ink); transform: translate(4px, 4px); }
.action-primary.dark { color: var(--paper); background: var(--ink); box-shadow: 7px 7px 0 var(--red); }
.action-link { padding: 9px 0; border-bottom: 1px solid var(--ink); font-size: 12px; font-weight: 850; }
.hero-policy { margin: 24px 0 0; color: #7a746b; font-size: 10px; line-height: 1.5; }

.loss-receipt { position: relative; z-index: 2; width: min(100%, 490px); justify-self: center; background: var(--white); box-shadow: var(--shadow); transform: rotate(2.3deg); }
.loss-receipt::before, .loss-receipt::after { position: absolute; right: 0; left: 0; height: 18px; background: linear-gradient(135deg, transparent 8px, var(--white) 0) 0 0/16px 16px repeat-x; content: ""; }
.loss-receipt::before { top: -15px; transform: rotate(180deg); }
.loss-receipt::after { bottom: -15px; }
.receipt-head { display: flex; align-items: center; justify-content: space-between; padding: 23px 26px; border-bottom: 2px dashed rgba(17,17,15,.25); font-size: 12px; font-weight: 900; }
.receipt-head b { display: grid; width: 47px; height: 47px; place-items: center; border-radius: 50%; color: var(--white); background: var(--red); font-size: 11px; }
.receipt-body { position: relative; min-height: 370px; padding: 35px 27px 30px; }
.receipt-body > p { margin: 0; color: #5e584f; font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 13px; line-height: 1.7; }
.receipt-body > small { display: block; margin-top: 70px; color: #7a746b; font-size: 10px; font-weight: 800; }
.receipt-body > strong { display: block; margin-top: 5px; color: var(--ink); font-size: clamp(50px, 5vw, 73px); letter-spacing: -.07em; line-height: 1; }
.receipt-stamp { position: absolute; right: 25px; bottom: 96px; display: grid; width: 104px; height: 104px; place-items: center; border: 5px double var(--red); border-radius: 50%; color: var(--red); font-size: 17px; font-weight: 950; line-height: 1.05; text-align: center; transform: rotate(-13deg); opacity: .88; }
.receipt-foot { display: flex; align-items: center; justify-content: space-between; padding: 21px 26px; border-top: 2px dashed rgba(17,17,15,.25); color: #6b655b; font-size: 10px; font-weight: 850; }
.receipt-foot span { padding: 5px 8px; color: var(--white); background: var(--ink); }
.receipt-foot a { color: var(--ink); text-decoration: underline; text-underline-offset: 4px; }

.ticker { display: grid; grid-template-columns: 1fr auto 1fr auto 1.15fr; gap: 28px; align-items: center; padding: 38px max(32px, calc((100vw - 1280px) / 2)); color: var(--paper); background: var(--ink); }
.ticker > div { display: flex; min-height: 66px; flex-direction: column; justify-content: center; }
.ticker span { color: #9c968b; font-size: 10px; font-weight: 800; }
.ticker strong { margin-top: 5px; font-size: clamp(20px, 2vw, 28px); letter-spacing: -.05em; }
.ticker i { color: var(--red); font-size: 28px; font-style: normal; font-weight: 950; }
.ticker-result { padding: 14px 20px; color: var(--ink); background: var(--acid); }
.ticker-result span { color: #494d24; }

.evidence-section { display: grid; grid-template-columns: .72fr 1.28fr; gap: clamp(60px, 9vw, 140px); max-width: 1280px; margin: 0 auto; padding: 150px 0; }
.section-number { margin: 0 0 22px; color: var(--red); font-size: 10px; font-weight: 950; letter-spacing: .16em; }
.section-number.light { color: var(--acid); }
.section-intro h2, .comparison-heading h2, .mechanism-copy h2, .guide-heading h2, .faq-section h2 { margin: 0; font-size: clamp(43px, 5vw, 66px); font-weight: 950; letter-spacing: -.065em; line-height: 1.08; }
.section-intro > p:last-child { max-width: 400px; margin: 28px 0 0; color: var(--muted); font-size: 15px; line-height: 1.8; }
.source-ledger { border: 2px solid var(--ink); background: var(--white); box-shadow: 10px 10px 0 var(--red); }
.source-title { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 18px 21px; border-bottom: 2px solid var(--ink); background: var(--acid); font-size: 11px; font-weight: 900; }
.source-title a { text-decoration: underline; text-underline-offset: 3px; }
.source-main { display: flex; align-items: flex-end; justify-content: space-between; gap: 30px; padding: 32px 27px; border-bottom: 1px solid var(--line); }
.source-main p { margin: 0; color: #625c52; font-size: 13px; line-height: 1.55; }
.source-main strong { font-size: clamp(33px, 3.4vw, 51px); letter-spacing: -.055em; }
.source-breakdown { display: grid; grid-template-columns: 1fr auto 1fr auto 1.1fr; gap: 12px; align-items: stretch; padding: 22px; }
.source-breakdown article { display: flex; min-height: 132px; flex-direction: column; justify-content: space-between; padding: 15px; border: 1px solid var(--line); }
.source-breakdown > b { align-self: center; font-size: 20px; }
.source-breakdown span { color: #5f594f; font-size: 9px; font-weight: 800; line-height: 1.4; }
.source-breakdown strong { margin: 10px 0; font-size: clamp(25px, 2.7vw, 38px); letter-spacing: -.05em; }
.source-breakdown small { color: #7e786e; font-size: 9px; }
.source-breakdown .source-total { color: var(--paper); border-color: var(--ink); background: var(--ink); }
.source-breakdown .source-total span, .source-breakdown .source-total small { color: #bcb5aa; }
.source-caveat { margin: 0; padding: 18px 22px; border-top: 1px solid var(--line); color: #777066; background: #f6f1e8; font-size: 9px; line-height: 1.75; }

.comparison-section { padding: 140px max(32px, calc((100vw - 1280px) / 2)); color: var(--paper); background: var(--ink); }
.comparison-heading { display: grid; grid-template-columns: 1fr auto; gap: 40px; align-items: end; }
.comparison-heading .section-number { grid-column: 1 / -1; margin-bottom: -17px; }
.period-switch { display: flex; padding: 4px; border: 1px solid #5b574f; border-radius: 99px; }
.period-switch button { min-width: 92px; height: 42px; border: 0; border-radius: 99px; color: #aaa398; background: transparent; cursor: pointer; font-size: 11px; font-weight: 900; }
.period-switch button.active { color: var(--ink); background: var(--acid); }
.comparison-card { margin-top: 75px; padding: 45px; border: 1px solid #514d46; background: #191917; }
.comparison-row { display: grid; grid-template-columns: 230px minmax(200px, 1fr) 190px; gap: 28px; align-items: center; min-height: 105px; border-bottom: 1px solid #393833; }
.persona { display: flex; align-items: center; gap: 15px; }
.persona > span { display: grid; width: 52px; height: 52px; flex: 0 0 52px; place-items: center; border: 1px solid #5f5b54; border-radius: 50%; color: #aaa398; font-size: 12px; font-weight: 950; }
.persona p { display: flex; flex-direction: column; margin: 0; }
.persona small { color: #8f8980; font-size: 9px; font-weight: 800; }
.persona strong { margin-top: 5px; font-size: 15px; }
.bar-track { height: 42px; overflow: hidden; background: #2a2926; }
.bar-track span { display: block; height: 100%; background: #68645c; transition: width .45s ease; }
.comparison-row.user .persona > span { color: var(--ink); border-color: var(--acid); background: var(--acid); }
.comparison-row.user .bar-track span { background: var(--acid); }
.comparison-row > strong { font-size: clamp(20px, 2.3vw, 31px); letter-spacing: -.04em; text-align: right; }
.difference-callout { display: grid; grid-template-columns: 1fr auto; gap: 7px 30px; align-items: end; margin-top: 33px; padding: 29px; color: var(--ink); background: var(--red); }
.difference-callout span { font-size: 12px; font-weight: 900; }
.difference-callout strong { grid-row: 1 / 3; grid-column: 2; font-size: clamp(42px, 5vw, 70px); letter-spacing: -.065em; line-height: .95; }
.difference-callout p { margin: 0; font-size: 10px; line-height: 1.5; }
.comparison-note { margin: 19px 0 0; color: #868077; font-size: 9px; line-height: 1.7; }

.mechanism-section { padding: 145px max(32px, calc((100vw - 1280px) / 2)); background: var(--red); }
.mechanism-copy h2 em { color: var(--acid); }
.mechanism-copy .section-number { color: var(--ink); }
.mechanism-grid { position: relative; display: grid; grid-template-columns: 1fr 86px 1fr; gap: 20px; align-items: stretch; margin-top: 70px; }
.mechanism-grid article { min-height: 280px; padding: 35px; border: 3px solid var(--ink); background: var(--paper); box-shadow: 10px 10px 0 var(--ink); }
.mechanism-grid article > span { font-size: 12px; font-weight: 950; }
.mechanism-grid article > strong { display: block; margin-top: 70px; font-size: clamp(48px, 6vw, 83px); letter-spacing: -.07em; line-height: .9; }
.mechanism-grid article > p { margin: 22px 0 0; color: #6c665d; font-size: 12px; }
.mechanism-grid .mechanism-win { color: var(--paper); background: var(--ink); box-shadow: 10px 10px 0 var(--acid); }
.mechanism-grid .mechanism-win p { color: #aaa398; }
.versus { display: grid; place-items: center; font-size: 20px; font-weight: 950; }
.mechanism-loss { position: absolute; bottom: -38px; left: 50%; display: flex; min-width: 390px; align-items: center; justify-content: space-between; gap: 30px; padding: 19px 24px; border: 3px solid var(--ink); background: var(--acid); box-shadow: 7px 7px 0 var(--ink); transform: translateX(-50%) rotate(-1deg); }
.mechanism-loss span { font-size: 11px; font-weight: 900; }
.mechanism-loss strong { font-size: 29px; letter-spacing: -.05em; }
.mechanism-source { display: flex; align-items: center; justify-content: space-between; gap: 30px; margin-top: 89px; padding-top: 24px; border-top: 2px solid rgba(17,17,15,.35); font-size: 11px; font-weight: 800; }
.mechanism-source p { margin: 0; }
.mechanism-source a { text-decoration: underline; text-underline-offset: 4px; }

.guide-section { display: grid; grid-template-columns: .72fr 1.28fr; gap: clamp(60px, 8vw, 120px); max-width: 1280px; margin: 0 auto; padding: 150px 0; align-items: start; }
.guide-heading { position: sticky; top: 45px; }
.guide-heading > p:nth-of-type(2) { max-width: 450px; margin: 27px 0 31px; color: var(--muted); font-size: 14px; line-height: 1.8; }
.store-links { display: flex; gap: 15px; margin-top: 22px; }
.store-links a { padding-bottom: 4px; border-bottom: 1px solid var(--ink); font-size: 10px; font-weight: 900; }
.guide-shell { position: relative; display: grid; grid-template-columns: 245px 1fr; min-height: 690px; border: 2px solid var(--ink); background: var(--white); box-shadow: 12px 12px 0 var(--red); }
.return-notice { position: absolute; top: -54px; right: 0; left: 0; z-index: 5; display: flex; min-height: 46px; align-items: center; justify-content: space-between; padding: 0 15px; color: var(--ink); background: var(--acid); font-size: 10px; font-weight: 900; }
.return-notice button { border: 0; background: transparent; cursor: pointer; text-decoration: underline; text-underline-offset: 3px; font-weight: 900; }
.guide-list { padding: 18px; border-right: 2px solid var(--ink); background: #ece5d8; }
.guide-list button { display: grid; width: 100%; min-height: 90px; grid-template-columns: 38px 1fr; gap: 12px; align-items: center; padding: 12px; border: 0; border-bottom: 1px solid rgba(17,17,15,.18); background: transparent; cursor: pointer; text-align: left; }
.guide-list button > span { display: grid; width: 34px; height: 34px; place-items: center; border: 1px solid var(--ink); border-radius: 50%; font-size: 9px; font-weight: 950; }
.guide-list button > strong { color: #726c63; font-size: 11px; line-height: 1.4; }
.guide-list button.active { color: var(--paper); background: var(--ink); }
.guide-list button.active > span { color: var(--ink); border-color: var(--acid); background: var(--acid); }
.guide-list button.active > strong { color: var(--paper); }
.guide-list button.done > span { color: var(--paper); background: var(--red); }
.guide-panel { position: relative; padding: 34px 36px 28px; }
.phone-status { display: flex; align-items: center; justify-content: space-between; color: #777168; font-size: 8px; font-weight: 900; }
.phone-status i { width: 65px; height: 18px; border-radius: 99px; background: var(--ink); }
.guide-panel > p:not(.guide-body) { margin: 48px 0 8px; color: var(--red); font-size: 10px; font-weight: 950; letter-spacing: .1em; }
.guide-panel h3 { max-width: 440px; margin: 0; font-size: clamp(32px, 3.5vw, 49px); letter-spacing: -.06em; line-height: 1.08; }
.guide-visual { position: relative; display: flex; height: 175px; align-items: center; justify-content: center; gap: 25px; margin-top: 28px; overflow: hidden; border: 2px solid var(--ink); background: var(--paper); }
.guide-visual > span { display: grid; width: 74px; height: 74px; place-items: center; border-radius: 50%; color: var(--paper); background: var(--red); font-size: 24px; font-weight: 950; }
.guide-visual > div { display: grid; width: 150px; gap: 10px; }
.guide-visual i { display: block; height: 13px; background: var(--ink); }
.guide-visual i:nth-child(2) { width: 75%; background: var(--red); }
.guide-visual i:nth-child(3) { width: 48%; background: var(--acid); box-shadow: 0 0 0 1px var(--ink); }
.visual-4 { color: var(--paper); background: var(--ink); }
.visual-4 > span { color: var(--ink); background: var(--acid); }
.visual-4 i { background: var(--paper); }
.guide-body { margin: 22px 0 0; color: #5f594f; font-size: 13px; line-height: 1.75; }
.guide-cue { display: flex; gap: 10px; margin-top: 16px; padding: 13px; border-left: 4px solid var(--red); color: #655f56; background: #eee7da; font-size: 9px; line-height: 1.6; }
.guide-cue b { display: grid; width: 19px; height: 19px; flex: 0 0 19px; place-items: center; border: 1px solid var(--ink); border-radius: 50%; color: var(--ink); font-size: 9px; }
.guide-action { display: flex; width: 100%; min-height: 54px; align-items: center; justify-content: center; gap: 12px; margin-top: 18px; border: 2px solid var(--ink); color: var(--ink); background: var(--acid); cursor: pointer; font-size: 12px; font-weight: 950; text-decoration: none; }
.guide-action:hover { background: var(--red); }
.payment-options { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin-top: 18px; }
.payment-options span { display: grid; min-height: 54px; place-items: center; border: 2px solid var(--ink); font-size: 11px; font-weight: 900; }
.payment-options span:last-child { color: var(--paper); background: var(--ink); }
.guide-nav { display: flex; align-items: center; justify-content: space-between; margin-top: 16px; }
.guide-nav button { padding: 5px; border: 0; background: transparent; cursor: pointer; font-size: 9px; font-weight: 900; text-decoration: underline; text-underline-offset: 3px; }
.guide-nav button:disabled { opacity: .25; cursor: default; }
.guide-nav span { color: #777168; font-size: 9px; font-weight: 900; }

.faq-section { display: grid; grid-template-columns: .7fr 1.3fr; gap: 100px; padding: 140px max(32px, calc((100vw - 1280px) / 2)); background: var(--paper-deep); }
.faq-list { border-top: 2px solid var(--ink); }
.faq-list details { border-bottom: 2px solid var(--ink); }
.faq-list summary { display: flex; min-height: 82px; align-items: center; justify-content: space-between; gap: 20px; cursor: pointer; font-size: 15px; font-weight: 900; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { font-size: 28px; font-weight: 400; transition: transform .18s ease; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { max-width: 750px; margin: -2px 0 27px; color: #625c53; font-size: 12px; line-height: 1.8; }

.final-cta { display: grid; min-height: 580px; place-items: center; align-content: center; padding: 80px 30px; color: var(--paper); background: var(--red); text-align: center; }
.final-cta > p { margin: 0 0 22px; color: var(--ink); font-size: 12px; font-weight: 950; letter-spacing: .1em; }
.final-cta h2 { margin: 0 0 44px; font-size: clamp(57px, 8vw, 106px); font-weight: 950; letter-spacing: -.08em; line-height: .92; }

footer { display: grid; grid-template-columns: 1fr 1.4fr auto; gap: 60px; align-items: center; padding: 45px max(32px, calc((100vw - 1280px) / 2)); color: #999288; background: var(--ink); }
.footer-wordmark { color: var(--paper); }
footer > p { margin: 0; font-size: 9px; line-height: 1.7; }
footer > div { display: flex; gap: 15px; font-size: 9px; font-weight: 850; }
footer > div a { text-decoration: underline; text-underline-offset: 3px; }
.mobile-sticky-cta { display: none; }

@media (max-width: 1100px) {
  .site-header { width: min(100% - 40px, 960px); grid-template-columns: 1fr auto; }
  .site-header nav { display: none; }
  .hero { min-height: 800px; grid-template-columns: 1fr .72fr; gap: 45px; padding-right: 26px; padding-left: 26px; }
  .hero h1 { font-size: clamp(52px, 6.7vw, 76px); }
  .loss-receipt { transform: rotate(1.6deg) scale(.91); }
  .evidence-section, .guide-section { max-width: calc(100% - 52px); gap: 55px; }
  .source-breakdown { grid-template-columns: 1fr 1fr; }
  .source-breakdown > b { display: none; }
  .source-breakdown .source-total { grid-column: 1 / -1; min-height: 105px; }
  .comparison-row { grid-template-columns: 210px 1fr 155px; }
  .guide-shell { grid-template-columns: 200px 1fr; }
  .guide-list { padding: 12px; }
  .faq-section { gap: 55px; }
}

@media (max-width: 820px) {
  .site-header { height: 82px; }
  .wordmark { font-size: 13px; }
  .wordmark-index { width: 36px; height: 36px; }
  .header-cta { display: none; }
  .hero { min-height: auto; grid-template-columns: 1fr; padding: 125px 22px 85px; }
  .hero h1 { font-size: clamp(51px, 13vw, 78px); }
  .hero-description { font-size: 17px; }
  .loss-receipt { width: min(95%, 460px); margin-top: 25px; transform: rotate(1deg); }
  .ticker { grid-template-columns: 1fr; gap: 0; padding: 24px 22px; }
  .ticker > div { min-height: 74px; border-bottom: 1px solid #3b3934; }
  .ticker i { display: none; }
  .ticker-result { margin-top: 12px; padding: 17px; border: 0 !important; }
  .evidence-section, .guide-section { grid-template-columns: 1fr; max-width: none; padding: 110px 22px; }
  .section-intro h2, .comparison-heading h2, .mechanism-copy h2, .guide-heading h2, .faq-section h2 { font-size: clamp(42px, 11vw, 59px); }
  .source-main { align-items: flex-start; flex-direction: column; }
  .source-breakdown { grid-template-columns: 1fr; }
  .source-breakdown .source-total { grid-column: auto; }
  .comparison-section, .mechanism-section, .faq-section { padding: 110px 22px; }
  .comparison-heading { grid-template-columns: 1fr; }
  .comparison-heading .section-number { margin-bottom: 0; }
  .period-switch { width: max-content; }
  .comparison-card { padding: 21px; }
  .comparison-row { grid-template-columns: 1fr; gap: 15px; padding: 24px 0; }
  .comparison-row > strong { text-align: left; }
  .bar-track { height: 30px; }
  .difference-callout { grid-template-columns: 1fr; }
  .difference-callout strong { grid-row: auto; grid-column: auto; }
  .mechanism-grid { grid-template-columns: 1fr; gap: 18px; }
  .versus { min-height: 30px; }
  .mechanism-grid article { min-height: 230px; }
  .mechanism-grid article > strong { margin-top: 50px; }
  .mechanism-loss { position: relative; bottom: auto; left: auto; min-width: 0; transform: rotate(-1deg); }
  .mechanism-source { align-items: flex-start; flex-direction: column; margin-top: 65px; }
  .guide-heading { position: static; }
  .guide-shell { grid-template-columns: 1fr; min-height: 0; }
  .guide-list { display: grid; grid-template-columns: repeat(5, 1fr); gap: 4px; border-right: 0; border-bottom: 2px solid var(--ink); }
  .guide-list button { min-height: 55px; grid-template-columns: 1fr; place-items: center; padding: 5px; border: 0; }
  .guide-list button > strong { display: none; }
  .guide-panel { padding: 27px 23px; }
  .guide-panel h3 { font-size: 39px; }
  .guide-visual { height: 145px; }
  .faq-section { grid-template-columns: 1fr; gap: 52px; }
  .final-cta { min-height: 510px; padding-bottom: 110px; }
  footer { grid-template-columns: 1fr; gap: 28px; padding: 48px 22px 105px; }
  .mobile-sticky-cta { position: fixed; right: 12px; bottom: 12px; left: 12px; z-index: 50; display: flex; min-height: 58px; align-items: center; justify-content: center; gap: 15px; border: 2px solid var(--ink); color: var(--ink); background: var(--acid); box-shadow: 5px 5px 0 var(--ink); cursor: pointer; font-size: 13px; font-weight: 950; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 49px; }
  .issue-label { align-items: flex-start; flex-direction: column; }
  .hero-actions { align-items: stretch; flex-direction: column; }
  .action-primary { width: 100%; }
  .action-link { width: max-content; }
  .loss-receipt { width: 100%; }
  .receipt-body { min-height: 325px; }
  .receipt-body > strong { font-size: 48px; }
  .receipt-stamp { right: 20px; bottom: 77px; width: 86px; height: 86px; font-size: 14px; }
  .source-title { align-items: flex-start; flex-direction: column; }
  .source-main strong { font-size: 36px; }
  .comparison-card { margin-right: -8px; margin-left: -8px; }
  .mechanism-grid article > strong { font-size: 52px; }
  .mechanism-loss { align-items: flex-start; flex-direction: column; gap: 10px; }
  .guide-visual > div { width: 115px; }
  .payment-options { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}